/* Simple Auto Title Services — static multi-page site (Home, Services, Who we serve, FAQ, Contact, Privacy)
   Font: Inter (self-hosted variable font, SIL OFL 1.1) with a system sans-serif fallback. */

@font-face {
  font-family: "Inter";
  src: url("../fonts/InterVariable.woff2") format("woff2");
  font-weight: 100 900;
  font-style: normal;
  font-display: swap;
}

:root {
  --navy: #17324D;          /* primary brand */
  --navy-deep: #112740;     /* hover / depth */
  --blue: #2469A8;          /* accent + actions */
  --blue-hover: #1D5890;
  --white: #FFFFFF;
  --pale: #EAF5FC;          /* very pale blue supporting background */
  --cool-gray: #F4F7FA;     /* cool gray supporting background */
  --line: #D5E1EC;          /* thin dividers on light backgrounds */
  --numeral: #8FB6E3;       /* large decorative step numerals */
  --text: #17324D;
  --font: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --container: 1200px;
  --header-h: 84px;
}

*, *::before, *::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-h) + 8px);
  -webkit-text-size-adjust: 100%;
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

body {
  margin: 0;
  font-family: var(--font);
  font-size: 1rem;
  font-weight: 400;
  line-height: 1.6;
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img, svg { display: block; max-width: 100%; }
h1, h2, h3, p, ol, ul, dl, dd { margin: 0; }
ol, ul { padding: 0; list-style: none; }
a { color: inherit; }

.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: clamp(20px, 4vw, 40px);
}

.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0);
  white-space: nowrap; border: 0;
}

.skip-link {
  position: absolute; left: 16px; top: -60px; z-index: 100;
  padding: 10px 16px; border-radius: 6px;
  background: var(--navy); color: var(--white); font-weight: 600; text-decoration: none;
}
.skip-link:focus { top: 12px; }

/* Focus states */
:focus-visible {
  outline: 3px solid var(--blue);
  outline-offset: 3px;
  border-radius: 4px;
}
.hero :focus-visible,
.contact :focus-visible { outline-color: var(--white); }

/* Placeholder content (unresolved draft items) */
.ph {
  display: inline;
  padding: 0.05em 0.4em;
  border: 1.5px dashed currentColor;
  border-radius: 4px;
  background: rgba(36, 105, 168, 0.07);
  color: var(--blue);
  font-weight: 500;
  text-decoration: none;
  box-decoration-break: clone;
  -webkit-box-decoration-break: clone;
}
.ph--dark {
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.7);
  background: rgba(255, 255, 255, 0.08);
}
.ph--block {
  display: block;
  width: fit-content;
  padding: 0.35em 0.6em;
}
a.ph:hover { background: rgba(36, 105, 168, 0.14); }
a.ph--dark:hover { background: rgba(255, 255, 255, 0.16); }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 44px;
  padding: 0.7em 1.4em;
  border-radius: 6px;
  font-weight: 600;
  font-size: 0.95rem;
  line-height: 1.2;
  text-decoration: none;
  transition: background-color 0.15s ease, transform 0.15s ease;
}
.btn--primary { background: var(--blue); color: var(--white); }
.btn--primary:hover { background: var(--blue-hover); }
.btn--lg { padding: 0.95em 1.75em; font-size: 1rem; }

/* Shared section bits */
.rule {
  display: block;
  width: 44px; height: 4px;
  margin-bottom: 18px;
  border-radius: 2px;
  background: var(--blue);
}
.eyebrow {
  margin-bottom: 14px;
  color: var(--blue);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}
h2 {
  color: var(--navy);
  font-size: clamp(1.9rem, 3.4vw, 2.6rem);
  font-weight: 800;
  line-height: 1.12;
  letter-spacing: -0.02em;
}

/* 1. Utility strip */
.utility {
  background: var(--pale);
  color: var(--navy);
  font-size: 0.85rem;
}
.utility__inner {
  display: flex; flex-wrap: wrap; justify-content: space-between; gap: 4px 16px;
  padding-block: 8px;
}
.utility__inner > span { font-weight: 500; }
.utility__link {
  color: var(--navy);
  text-decoration: underline;
  text-decoration-color: rgba(23, 50, 77, 0.35);
  text-underline-offset: 3px;
}
.utility__link:hover { color: var(--blue); text-decoration-color: var(--blue); }

/* 2. Header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: var(--white);
  border-bottom: 1px solid var(--line);
}
.site-header__inner {
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
  min-height: var(--header-h);
}
.brand { display: inline-block; flex-shrink: 0; border-radius: 4px; }
.brand img { width: 187px; height: auto; }

.site-nav { display: flex; align-items: center; gap: 36px; }
.site-nav ul { display: flex; gap: 32px; }
.site-nav ul a {
  display: inline-block;
  padding: 6px 0;
  color: var(--navy);
  font-weight: 500;
  font-size: 0.95rem;
  text-decoration: none;
  border-bottom: 2px solid transparent;
}
.site-nav ul a:hover { color: var(--blue); border-bottom-color: var(--blue); }
.site-nav ul a[aria-current] { color: var(--blue); border-bottom-color: var(--blue); font-weight: 600; }
.site-nav ul a { white-space: nowrap; }
/* Six nav items + CTA: tighten spacing between 1024px and 1180px so the row never wraps.
   Below 1024px the nav switches to the mobile menu (see the max-width: 1023px block). */
@media (min-width: 1024px) and (max-width: 1179px) {
  .site-nav { gap: 22px; }
  .site-nav ul { gap: 20px; }
}

.nav-toggle {
  display: none;
  width: 44px; height: 44px;
  padding: 0;
  border: 1px solid var(--line);
  border-radius: 6px;
  background: var(--white);
  cursor: pointer;
  position: relative;
}
.nav-toggle__bar,
.nav-toggle__bar::before,
.nav-toggle__bar::after {
  position: absolute; left: 50%;
  width: 20px; height: 2px;
  margin-left: -10px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.2s ease, opacity 0.2s ease;
  content: "";
}
.nav-toggle__bar { top: 50%; margin-top: -1px; }
.nav-toggle__bar::before { left: 0; margin-left: 0; top: -6px; }
.nav-toggle__bar::after  { left: 0; margin-left: 0; top: 6px; }
.nav-toggle[aria-expanded="true"] .nav-toggle__bar { background: transparent; }
.nav-toggle[aria-expanded="true"] .nav-toggle__bar::before { transform: translateY(6px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] .nav-toggle__bar::after  { transform: translateY(-6px) rotate(-45deg); }

/* 3. Hero */
.hero {
  position: relative;
  overflow: hidden;
  background: var(--navy);
  color: var(--white);
}
.hero__inner {
  position: relative; z-index: 1;
  display: flex; align-items: center;
  min-height: 520px;
  padding-block: 88px 96px;
}
.hero__copy { max-width: 800px; }
.hero h1 {
  font-size: clamp(2.5rem, 5.4vw, 4.4rem);
  font-weight: 800;
  line-height: 1.04;
  letter-spacing: -0.03em;
  max-width: 11em;
}
.hero__lead {
  margin-top: 28px;
  max-width: 34em;
  font-size: clamp(1.1rem, 1.6vw, 1.35rem);
  font-weight: 400;
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.92);
}
.hero__actions {
  display: flex; flex-wrap: wrap; align-items: center; gap: 16px 36px;
  margin-top: 40px;
}
.hero__link {
  display: inline-block;
  padding: 10px 0;
  color: var(--white);
  font-weight: 500;
  text-decoration: none;
  border-bottom: 2px solid transparent;
}
.hero__link:hover { border-bottom-color: rgba(255, 255, 255, 0.8); }

.hero__art {
  position: absolute;
  top: 0; bottom: 0;
  right: max(0px, calc((100vw - var(--container)) / 2 - 40px));
  width: min(44vw, 560px);
  pointer-events: none;
}
.hero__art img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: right top; /* crop from the left so the car end of the road stays visible */
}

/* 4. Trust signal */
.trust {
  background: var(--pale);
  border-bottom: 1px solid var(--line);
  text-align: center;
  font-size: 0.95rem;
}
.trust .container { padding-block: 16px; }

/* 5. Process */
.process { padding-block: clamp(56px, 8vw, 96px); }
.process__inner {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
  gap: clamp(32px, 6vw, 88px);
  align-items: start;
}
.process__intro { position: sticky; top: calc(var(--header-h) + 32px); }
.process__text {
  margin-top: 24px;
  max-width: 26em;
  color: var(--blue);
  font-size: 1.1rem;
  line-height: 1.6;
}
.steps { counter-reset: none; }
.step {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: center;
  padding-block: 18px;
  border-bottom: 1px solid var(--line);
}
.step:first-child { padding-top: 4px; }
.step__num {
  align-self: stretch;
  display: flex; align-items: center;
  min-width: 92px;
  padding-right: 20px;
  border-right: 1px solid var(--line);
  color: var(--numeral);
  font-size: 2.6rem;
  font-weight: 700;
  line-height: 1;
  letter-spacing: -0.02em;
  font-variant-numeric: tabular-nums;
}
.step__body { padding-left: 28px; }
.step h3 {
  color: var(--navy);
  font-size: 1.1rem;
  font-weight: 700;
  line-height: 1.3;
}
.step p {
  margin-top: 4px;
  color: var(--blue);
  font-size: 0.98rem;
}
.process__note {
  margin-top: 20px;
  color: var(--navy);
  font-size: 0.95rem;
  font-weight: 500;
}

/* 6. Who we serve */
.audience {
  padding-block: clamp(56px, 8vw, 88px);
  background: var(--pale);
}
.audience__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  margin-top: 40px;
}
.audience__item {
  padding: 8px clamp(20px, 3vw, 40px);
  text-align: center;
}
.audience__item + .audience__item { border-left: 1px solid #C5D7E8; }
.icon {
  width: 52px; height: 52px;
  margin: 0 auto 18px;
  fill: none;
  stroke: var(--blue);
  stroke-width: 2.4;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.audience__item h3 {
  color: var(--navy);
  font-size: 1.15rem;
  font-weight: 700;
  line-height: 1.3;
}
.audience__item p {
  margin-top: 10px;
  color: var(--blue);
  font-size: 0.98rem;
}

/* 7. FAQ */
.faq { padding-block: clamp(56px, 8vw, 88px); }
.faq__list { margin-top: 32px; border-top: 1px solid var(--line); }
.faq__row {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
  gap: 12px clamp(32px, 6vw, 88px);
  padding-block: 22px;
  border-bottom: 1px solid var(--line);
}
.faq dt {
  color: var(--navy);
  font-size: 1.15rem;
  font-weight: 700;
  line-height: 1.35;
}
.faq dd { color: var(--blue); font-size: 1rem; }

/* 8. Contact band */
.contact {
  background: var(--navy);
  color: var(--white);
}
.contact__inner {
  display: grid;
  grid-template-columns: auto auto auto;
  justify-content: space-between;
  align-items: center;
  gap: 32px 48px;
  padding-block: 48px;
}
.contact h2 {
  color: var(--white);
  font-size: clamp(1.6rem, 2.3vw, 1.9rem);
}
.contact__intro p { margin-top: 8px; color: rgba(255, 255, 255, 0.9); font-size: 1.05rem; }
.contact__details {
  display: grid; gap: 12px;
  padding-left: 48px;
  border-left: 1px solid rgba(255, 255, 255, 0.28);
}
.contact__details li { display: flex; align-items: center; gap: 12px; }
.contact__link {
  color: var(--white);
  font-weight: 500;
  text-decoration: underline;
  text-decoration-color: rgba(255, 255, 255, 0.5);
  text-underline-offset: 3px;
  overflow-wrap: anywhere;
}
.contact__link:hover { text-decoration-color: var(--white); }
.contact__icon { width: 22px; height: 22px; flex-shrink: 0; fill: #7FB2E8; }

/* 9. Footer */
.site-footer {
  background: var(--white);
  border-top: 1px solid var(--line);
  font-size: 0.9rem;
}
.site-footer__inner {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
  gap: 12px clamp(32px, 6vw, 88px);
  padding-block: 28px;
}
.site-footer__area { font-weight: 600; color: var(--navy); }
.site-footer__links ul { display: flex; flex-wrap: wrap; gap: 4px 20px; margin-top: 6px; }
.site-footer__links a { color: var(--blue); text-decoration: underline; text-decoration-color: rgba(36, 105, 168, 0.4); text-underline-offset: 3px; }
.site-footer__links a:hover,
.site-footer__links a[aria-current="page"] { text-decoration-color: var(--blue); }
.site-footer__disclaimer { color: var(--blue); }

/* ---------- Inner pages ---------- */
.text-link {
  color: var(--blue);
  font-weight: 500;
  text-decoration: underline;
  text-decoration-color: rgba(36, 105, 168, 0.45);
  text-underline-offset: 3px;
  overflow-wrap: anywhere;
}
.text-link:hover { text-decoration-color: var(--blue); }

/* Page hero (compact version of the home hero) */
.page-hero {
  position: relative;
  overflow: hidden;
  background: var(--navy);
  color: var(--white);
}
.page-hero__inner {
  position: relative; z-index: 1;
  padding-block: clamp(48px, 7vw, 84px);
}
.page-hero .eyebrow { color: var(--numeral); }
.page-hero h1 {
  max-width: 13em;
  font-size: clamp(2.2rem, 4.4vw, 3.5rem);
  font-weight: 800;
  line-height: 1.06;
  letter-spacing: -0.03em;
}
.page-hero__lead {
  margin-top: 20px;
  max-width: 36em;
  font-size: clamp(1.05rem, 1.4vw, 1.25rem);
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.92);
}
.page-hero__art {
  position: absolute;
  top: 20px; bottom: 0;
  right: max(0px, calc((100vw - var(--container)) / 2 - 40px));
  width: min(30vw, 360px);
  pointer-events: none;
}
.page-hero__art img { width: 100%; height: 100%; object-fit: cover; object-position: right top; } /* keeps the car fully in view */

.page-hero :focus-visible { outline-color: var(--white); }

/* Services hero: mobile-only wording with a logo-style road swoosh under "simple" */
.h1-mobile { display: none; }
.swoosh-wrap { white-space: nowrap; } /* keeps the period with "simple" */
.swoosh-word { position: relative; } /* stays inline (not inline-block) so screen readers hear "simple." with no gap */
.swoosh-word::after { /* decorative: gently curved road-style underline, logo blue #2469A8 */
  content: "";
  position: absolute;
  left: -0.04em; bottom: -0.2em;
  width: calc(100% + 0.08em); height: 0.36em;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 120 14' preserveAspectRatio='none'%3E%3Cpath d='M3 10 C 28 3, 48 3, 64 7.5 S 100 12, 117 4' fill='none' stroke='%232469A8' stroke-width='4.5' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat center / 100% 100%;
  pointer-events: none;
}
@media (max-width: 759px) {
  .h1-desktop { display: none; }
  .h1-mobile { display: inline; }
}

/* Generic sections */
.section { padding-block: clamp(56px, 8vw, 88px); }
.section--pale { background: var(--pale); }
.section__lead {
  margin-top: 20px;
  max-width: 44em;
  color: var(--blue);
  font-size: 1.1rem;
}
.section__note { margin-top: 24px; color: var(--navy); }

.bullets li { position: relative; margin-top: 8px; padding-left: 22px; }
.bullets li::before {
  position: absolute; left: 0; top: 0.78em;
  width: 10px; height: 2px;
  border-radius: 1px;
  background: var(--blue);
  content: "";
}

/* Services: detailed steps */
.step--detail { align-items: start; padding-block: 24px; }
.step--detail .step__num { align-items: flex-start; }
.step .step__detail { margin-top: 10px; color: var(--navy); }

/* Services: title-type comparison */
.compare {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
  margin-top: 36px;
}
.card {
  padding: clamp(24px, 3vw, 32px);
  background: var(--white);
  border: 1px solid var(--line);
  border-top: 4px solid var(--blue);
  border-radius: 8px;
}
.card h3 { color: var(--navy); font-size: 1.3rem; font-weight: 700; line-height: 1.3; }
.card__tag { margin-top: 6px; color: var(--blue); font-weight: 600; }
.card .bullets { margin-top: 14px; }
.callout {
  margin-top: 24px;
  padding: 18px 22px;
  background: var(--white);
  border-left: 4px solid var(--navy);
  border-radius: 0 8px 8px 0;
}

/* Who we serve: one section per group */
.group__inner {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
  gap: 24px clamp(32px, 6vw, 88px);
  align-items: start;
}
.group__head .icon { margin: 0 0 18px; }
.group__head h2 { font-size: clamp(1.7rem, 2.8vw, 2.2rem); }
.group__lead { color: var(--blue); font-size: 1.15rem; line-height: 1.6; }
.group__body h3 {
  margin-top: 28px;
  color: var(--navy);
  font-size: 1.1rem;
  font-weight: 700;
}
.group__body > p:not(.group__lead),
.group__body .bullets { margin-top: 8px; }

/* Who we serve: hero text and roadmap merged into one navy section.
   Stop positions are percentages of the road graphics' viewBoxes (assets/roadmap-road-s.svg, roadmap-road-vertical.svg). */
.who-hero {
  position: relative;
  overflow: hidden;
  background: var(--navy);
  color: var(--white);
}
.who-hero__inner {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
  align-items: center;
  gap: 32px clamp(32px, 5vw, 72px);
  padding-block: clamp(40px, 5vw, 64px);
}
.who-hero .eyebrow { color: var(--numeral); }
.who-hero h1 {
  font-size: clamp(2.2rem, 3.6vw, 3.1rem);
  font-weight: 800;
  line-height: 1.06;
  letter-spacing: -0.03em;
}
.who-hero__hint {
  margin-top: 28px;
  color: var(--numeral);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}
.who-hero :focus-visible { outline-color: var(--white); }

.roadmap__track {
  position: relative;
  width: 100%;
  max-width: 600px;
  margin-inline: auto;
  aspect-ratio: 600 / 520;
  container-type: inline-size;
}
.roadmap__road { position: absolute; inset: 0; width: 100%; height: 100%; }
.roadmap__road--v { display: none; }
.roadmap__stop { position: absolute; left: var(--x); top: var(--y); width: 0; height: 0; }
.roadmap__stop--1 { --x: 76.67%; --y: 21.15%; }
.roadmap__stop--2 { --x: 38.33%; --y: 43.27%; }
.roadmap__stop--3 { --x: 66.67%; --y: 72.12%; }
.roadmap__link {
  --marker: 72px;
  position: absolute; left: 0; top: 0;
  width: var(--marker); height: var(--marker);
  transform: translate(-50%, -50%);
  border-radius: 50%;
  color: var(--white);
  text-decoration: none;
}
.roadmap__marker {
  display: flex; align-items: center; justify-content: center;
  width: 100%; height: 100%;
  border: 4px solid var(--blue);
  border-radius: 50%;
  background: var(--navy);
  box-shadow: 0 6px 18px rgba(8, 20, 34, 0.35);
  transition: background-color 0.15s ease, border-color 0.15s ease;
}
.roadmap__icon {
  width: 52%; height: 52%;
  fill: none;
  stroke: var(--white);
  stroke-width: 2.4;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.roadmap__label {
  position: absolute;
  padding: 4px 10px;
  border-radius: 6px;
  background: var(--navy);
  font-size: 0.98rem;
  font-weight: 700;
  line-height: 1.3;
}
/* Labels sit on the outside of the S: top-end stop above, upper (left) bend to the left, lower (right) bend to the right.
   Widths are % of the track width (cqw), so labels scale with the road. */
.roadmap__stop--1 .roadmap__label {
  left: 50%;
  bottom: calc(100% + 6px);
  width: 200px;
  width: 36cqw;
  text-align: center;
  transform: translateX(-50%);
}
.roadmap__stop--2 .roadmap__label {
  top: 50%;
  right: calc(100% + 10px);
  width: 160px;
  width: 29cqw;
  text-align: right;
  transform: translateY(-50%);
}
.roadmap__stop--3 .roadmap__label {
  top: 50%;
  left: calc(100% + 10px);
  width: 140px;
  width: 25cqw;
  text-align: left;
  transform: translateY(-50%);
}
.roadmap__link:hover .roadmap__marker { background: var(--blue); border-color: var(--white); }
.roadmap__link:hover .roadmap__label { text-decoration: underline; text-underline-offset: 3px; }
.roadmap :focus-visible { outline-color: var(--white); outline-offset: 4px; border-radius: 50%; }

/* Below 1100px: text stacks above the road */
@media (max-width: 1099px) {
  .who-hero__inner { grid-template-columns: 1fr; }
  .who-hero__copy { max-width: 40em; }
  .roadmap__track { max-width: 560px; }
  .roadmap__link { --marker: 64px; }
  .roadmap__label { font-size: 0.92rem; }
}

/* Narrow screens: narrow S road on the left, labels in a column to the right of it (never over the road) */
@media (max-width: 759px) {
  .who-hero__hint { margin-top: 20px; }
  .roadmap__track { max-width: 360px; aspect-ratio: 360 / 550; margin-top: 8px; }
  .roadmap__road--s { display: none; }
  .roadmap__road--v { display: block; }
  .roadmap__stop--1 { --x: 41.67%; --y: 10%; }
  .roadmap__stop--2 { --x: 13.89%; --y: 34.55%; }
  .roadmap__stop--3 { --x: 41.67%; --y: 70%; }
  .roadmap__stop .roadmap__label {
    top: 50%; bottom: auto; right: auto;
    left: calc(100% + 10px);
    width: 46cqw;
    text-align: left;
    transform: translateY(-50%);
  }
  /* the left-bend stop's label lines up with the other two (27.78cqw = 100 of the 360 viewBox units) */
  .roadmap__stop--2 .roadmap__label { left: calc(100% + 10px + 27.78cqw); }
}

/* Header utility strip (right side) and the envelope icon used beside "Received a letter" cross-links. */
.utility__right { display: flex; flex-wrap: wrap; align-items: center; gap: 4px 20px; }
.utility__right > span { font-weight: 500; }
.letter-icon {
  width: 16px; height: 16px;
  flex-shrink: 0;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

/* Homepage audience split */
.split {
  padding-block: clamp(40px, 6vw, 64px) 0;
}
.split__grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }
.split__card {
  display: flex; align-items: flex-start; gap: 20px;
  padding: clamp(24px, 3vw, 32px);
  background: var(--white);
  border: 1px solid var(--line);
  border-top: 4px solid var(--blue);
  border-radius: 8px;
}
.split__card--letter { background: var(--pale); border-top-color: var(--navy); }
.split__card .icon { flex-shrink: 0; width: 44px; height: 44px; margin: 2px 0 0; }
.split__eyebrow {
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.split__title { margin-top: 6px; font-size: clamp(1.3rem, 2vw, 1.55rem); line-height: 1.2; }
.split__body > p:not(.split__eyebrow) { margin-top: 10px; color: var(--navy); }
.split__actions { display: flex; flex-wrap: wrap; align-items: center; gap: 12px 20px; margin-top: 20px; }
.btn--outline { border: 2px solid var(--blue); background: transparent; color: var(--blue); }
.btn--outline:hover { background: var(--blue); color: var(--white); }

/* Homepage "Why Simple": three reasons, then one button to the Why Us page */
.whyus {
  margin-top: clamp(40px, 6vw, 64px); /* the split above has no bottom padding */
  padding-block: clamp(48px, 7vw, 72px);
  background: var(--cool-gray);
  border-block: 1px solid var(--line);
}
.whyus__head { max-width: 46em; }
.whyus__head h2 { font-size: clamp(1.75rem, 3vw, 2.3rem); text-wrap: balance; }
.whyus__intro {
  margin-top: 14px;
  color: var(--navy);
  font-size: clamp(1rem, 0.95rem + 0.3vw, 1.125rem);
  line-height: 1.65;
}
.whyus__cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  margin-top: 32px;
}
.whyus__card {
  padding: clamp(20px, 2.4vw, 28px);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
}
.whyus__icon {
  width: 32px; height: 32px;
  margin-bottom: 14px;
  fill: none;
  stroke: var(--blue);
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.whyus__card h3 { color: var(--navy); font-size: 1.15rem; font-weight: 700; line-height: 1.3; }
.whyus__card p {
  margin-top: 8px;
  color: var(--navy);
  font-size: clamp(1rem, 0.97rem + 0.15vw, 1.0625rem);
  line-height: 1.6;
}
.whyus__action { margin-top: 28px; }

/* Why Us page */
.page-hero__lead--more { margin-top: 14px; }
.why-text p {
  color: var(--navy);
  font-size: clamp(1rem, 0.95rem + 0.3vw, 1.125rem); /* about 18px on desktop, 16px on narrow phones */
  line-height: 1.7;
}
.why-text p + p { margin-top: 14px; }
.why-story__inner {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
  gap: 20px clamp(32px, 6vw, 88px);
  align-items: start;
}
.why-story__head h2 { font-size: clamp(1.8rem, 3.2vw, 2.5rem); }
.why-story__body { max-width: 40em; }
.benefits {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: clamp(36px, 5vw, 56px) clamp(32px, 5vw, 72px);
}
.benefit {
  padding-top: 22px;
  border-top: 1px solid var(--line);
  position: relative;
}
.benefit::before { /* short brand-blue rule on the divider */
  position: absolute; left: 0; top: -2px;
  width: 44px; height: 4px;
  border-radius: 2px;
  background: var(--blue);
  content: "";
}
.benefit h2 {
  margin-bottom: 12px;
  font-size: clamp(1.35rem, 2vw, 1.6rem);
  line-height: 1.25;
  letter-spacing: -0.01em;
}
.why-cta {
  padding-block: clamp(48px, 7vw, 80px);
  background: var(--pale);
  border-top: 1px solid var(--line);
}
.why-cta__inner { max-width: 46em; }
.why-cta h2 { font-size: clamp(1.7rem, 3vw, 2.3rem); }
.why-cta__text {
  margin-top: 14px;
  color: var(--navy);
  font-size: clamp(1rem, 0.95rem + 0.3vw, 1.125rem);
  line-height: 1.7;
}
.why-cta__actions { display: flex; flex-wrap: wrap; align-items: center; gap: 16px 28px; margin-top: 26px; }
.why-cta__link { display: inline-flex; align-items: center; min-height: 44px; font-size: 1.05rem; font-weight: 600; }

@media (max-width: 899px) {
  .whyus__cards { grid-template-columns: 1fr; gap: 14px; margin-top: 24px; }
  .why-story__inner { grid-template-columns: 1fr; }
  .benefits { grid-template-columns: 1fr; }
}

/* Received a letter? page */
.notice-intro__inner {
  display: grid;
  grid-template-columns: minmax(0, 7fr) minmax(0, 5fr);
  gap: 32px clamp(32px, 6vw, 88px);
  align-items: start;
}
.notice-intro__text p { margin-top: 14px; max-width: 40em; font-size: 1.08rem; }
.notice-contact {
  padding: clamp(24px, 3vw, 32px);
  background: var(--pale);
  border: 1px solid var(--line);
  border-radius: 10px;
}
.notice-contact h2 { font-size: clamp(1.3rem, 2vw, 1.5rem); }
.notice-contact .info-list { margin-top: 18px; }
.info-list .contact__icon.contact__icon--stroke { fill: none; stroke: var(--blue); stroke-width: 1.8; stroke-linejoin: round; stroke-linecap: round; }
.notice-contact__ref { margin-top: 18px; color: var(--navy); font-size: 0.95rem; font-weight: 500; }
.notice-faq__answer p + p { margin-top: 10px; }
.notice-faq .source { margin-top: 8px; color: var(--navy); font-size: 0.85rem; }
.notice-form-section__inner {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
  gap: 40px clamp(32px, 6vw, 88px);
  align-items: start;
}
.notice-form-section__intro > p { margin-top: 14px; color: var(--navy); }
.callout--warning { border-left-color: #C62828; }
.contact-page__letter {
  margin-top: 24px;
  padding: 12px 14px;
  background: var(--white);
  border-left: 4px solid var(--blue);
  border-radius: 0 6px 6px 0;
  color: var(--navy);
  font-size: 0.95rem;
}

@media (max-width: 899px) {
  .split__grid { grid-template-columns: 1fr; }
  .notice-intro__inner,
  .notice-form-section__inner { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .split__card { flex-direction: column; gap: 14px; }
}

/* FAQ page */
.faq__list--page { margin-top: 0; }

/* FAQ cross-links (customer FAQ <-> questions about a notice) */
.faq-crosslink {
  display: flex; align-items: flex-start; gap: 10px;
  margin-bottom: 28px;
  padding: 12px 16px;
  background: var(--pale);
  border-left: 4px solid var(--blue);
  border-radius: 0 6px 6px 0;
  color: var(--navy);
  font-size: 0.98rem;
}
.faq-crosslink .letter-icon { flex-shrink: 0; width: 20px; height: 20px; margin-top: 2px; color: var(--blue); }

/* Questions about a notice: collapsible list */
.section.notice-faq { padding-block: clamp(48px, 7vw, 80px); }
.notice-faq__inner > * { max-width: 900px; }
.notice-faq-help .ph { white-space: nowrap; }
.qa-list { border-top: 1px solid var(--line); }
.qa { border-bottom: 1px solid var(--line); }
.qa__q {
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  padding: 20px 4px;
  color: var(--navy);
  font-size: 1.1rem;
  font-weight: 700;
  line-height: 1.35;
  cursor: pointer;
  list-style: none;
}
.qa__q::-webkit-details-marker { display: none; }
.qa__q::marker { content: ""; }
.qa__q:hover { color: var(--blue); }
.qa__q:focus-visible { outline: 3px solid var(--blue); outline-offset: 2px; border-radius: 4px; }
.qa__chevron {
  flex-shrink: 0; width: 22px; height: 22px;
  fill: none; stroke: var(--blue); stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round;
  transition: transform 0.2s ease;
}
.qa[open] > .qa__q .qa__chevron { transform: rotate(180deg); }
.qa__a { padding: 0 4px 22px; max-width: 46em; color: var(--blue); }
.qa__a .source { margin-top: 8px; color: var(--navy); font-size: 0.85rem; }
@media (prefers-reduced-motion: reduce) { .qa__chevron { transition: none; } }
.notice-faq-help {
  margin-top: 36px;
  padding: clamp(20px, 3vw, 28px);
  background: var(--pale);
  border: 1px solid var(--line);
  border-radius: 10px;
}
.notice-faq-help h2 { font-size: clamp(1.15rem, 1.8vw, 1.35rem); }
.notice-faq-help p { margin-top: 10px; color: var(--navy); }

/* Received a letter?: card linking to the notice FAQ */
.section.notice-faq-link { padding-top: 0; }
.notice-faq-card {
  display: flex; align-items: center; gap: 20px clamp(20px, 3vw, 32px);
  padding: clamp(22px, 3vw, 32px);
  background: var(--white);
  border: 1px solid var(--line);
  border-top: 4px solid var(--navy);
  border-radius: 8px;
  box-shadow: 0 8px 24px rgba(23, 50, 77, 0.06);
}
.notice-faq-card__icon { flex-shrink: 0; width: 48px; height: 48px; fill: none; stroke: var(--blue); stroke-width: 2.4; stroke-linecap: round; }
.notice-faq-card__icon .dot { fill: var(--blue); stroke: none; }
.notice-faq-card__body { flex: 1; min-width: 0; }
.notice-faq-card__body h2 { font-size: clamp(1.3rem, 2vw, 1.55rem); }
.notice-faq-card__body p { margin-top: 8px; color: var(--navy); }
.notice-faq-card__btn { flex-shrink: 0; }
@media (max-width: 767px) {
  .notice-faq-card { flex-direction: column; align-items: flex-start; }
  .notice-faq-card__btn { width: 100%; justify-content: center; text-align: center; }
  .qa__q { font-size: 1.02rem; padding-block: 18px; }
}

/* Contact page */
.contact-page__inner {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
  gap: 40px clamp(32px, 6vw, 88px);
  align-items: start;
}
.contact-page__info h2 { font-size: clamp(1.6rem, 2.4vw, 2rem); }
.contact-page__info h3 { margin-top: 32px; color: var(--navy); font-size: 1.1rem; font-weight: 700; }
.contact-page__info > p { margin-top: 8px; color: var(--blue); }
.info-list { display: grid; gap: 18px; margin-top: 24px; }
.info-list li { display: flex; align-items: flex-start; gap: 14px; }
.info-list .contact__icon { margin-top: 3px; fill: var(--blue); }
.info-list__label {
  display: block;
  color: var(--navy);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.form {
  display: grid;
  gap: 20px;
  padding: clamp(24px, 4vw, 40px);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 10px;
  box-shadow: 0 1px 2px rgba(23, 50, 77, 0.05), 0 8px 24px rgba(23, 50, 77, 0.06);
}
.form__title { font-size: clamp(1.4rem, 2vw, 1.7rem); }
.form__row--2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.field label { display: block; margin-bottom: 6px; color: var(--navy); font-size: 0.95rem; font-weight: 600; }
.field__opt { color: var(--blue); font-weight: 400; }
.field input,
.field select,
.field textarea {
  display: block;
  width: 100%;
  min-height: 48px;
  padding: 10px 12px;
  border: 1px solid #A9C1D9;
  border-radius: 6px;
  background: var(--white);
  color: var(--navy);
  font: inherit;
}
.field select {
  appearance: none;
  -webkit-appearance: none;
  padding-right: 40px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%232469A8' stroke-width='2'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-size: 12px 8px;
}
.field textarea { min-height: 150px; resize: vertical; }
.field input:focus,
.field select:focus,
.field textarea:focus { border-color: var(--blue); }
.field__optional { color: var(--muted, #5b6b7b); font-weight: 400; }
.field__hint { margin-top: 6px; color: var(--blue); font-size: 0.88rem; }
.form button.btn { border: 0; cursor: pointer; font-family: inherit; }
.form__note { color: var(--navy); font-size: 0.88rem; }
.form__status {
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-left: 4px solid var(--blue);
  border-radius: 6px;
  background: var(--pale);
  color: var(--navy);
  font-size: 0.92rem;
}

/* Privacy page */
.prose { max-width: 46em; }
.prose > * + * { margin-top: 14px; }
.prose h2 { margin-top: 40px; font-size: clamp(1.3rem, 2vw, 1.55rem); }
.prose .bullets { margin-top: 10px; }
.prose__meta { color: var(--blue); font-size: 0.95rem; }
.draft-note .ph { font-size: 0.92rem; }

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
  .hero__art { right: -20px; width: 48vw; opacity: 0.95; }
}

/* Header and nav: mobile menu below 1024px (six nav items + CTA need the room). js/main.js closes the
   menu when the window grows past this width. */
@media (max-width: 1023px) {
  :root { --header-h: 68px; }
  .brand img { width: 147px; }

  .js .nav-toggle { display: inline-block; }
  .site-header__inner { flex-wrap: wrap; min-height: 0; padding-block: 10px; column-gap: 16px; row-gap: 0; }

  /* No-JS fallback: nav wraps below the logo */
  .site-nav { flex-basis: 100%; flex-wrap: wrap; gap: 12px 24px; padding-bottom: 12px; }
  .site-nav ul { flex-wrap: wrap; gap: 4px 20px; }

  /* JS-enhanced: collapsible menu */
  .js .site-nav {
    display: none;
    flex-direction: column; align-items: stretch;
    gap: 8px;
    padding: 4px 0 20px;
  }
  .js .site-nav.is-open { display: flex; }
  .js .site-nav ul { flex-direction: column; gap: 0; }
  .js .site-nav ul a { display: block; padding: 12px 0; border-bottom: 1px solid var(--line); }
  .js .site-nav ul a:hover { border-bottom-color: var(--blue); }
  .site-nav__cta { margin-top: 8px; }
}

@media (max-width: 899px) {
  .hero__inner { min-height: 0; padding-block: 56px 0; display: block; }
  .hero__art {
    position: relative;
    right: auto;
    width: 100%;
    height: 240px;
    margin-top: 0;
  }
  .hero__art img { object-fit: contain; object-position: center top; }

  .process__inner { grid-template-columns: 1fr; }
  .process__intro { position: static; }

  .audience__grid { grid-template-columns: 1fr; margin-top: 28px; }
  .audience__item { padding: 28px 8px; }
  .audience__item + .audience__item { border-left: 0; border-top: 1px solid #C5D7E8; }

  .faq__row { grid-template-columns: 1fr; gap: 8px; }

  .contact__inner { grid-template-columns: 1fr; gap: 24px; }
  .contact__details { padding-left: 0; padding-top: 24px; border-left: 0; border-top: 1px solid rgba(255, 255, 255, 0.28); }

  .site-footer__inner { grid-template-columns: 1fr; }

  .page-hero__art { display: none; }
  .compare { grid-template-columns: 1fr; }
  .group__inner { grid-template-columns: 1fr; }
  .contact-page__inner { grid-template-columns: 1fr; }
}

@media (min-width: 900px) and (max-width: 1100px) {
  .page-hero__art { right: 0; width: 30vw; opacity: 0.5; }
  .page-hero h1, .page-hero__lead { max-width: calc(70vw - 110px); } /* keep text clear of the road art */
}

@media (max-width: 600px) {
  .form__row--2 { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .utility { font-size: 0.8rem; }
  .step__num { min-width: 64px; font-size: 1.9rem; padding-right: 12px; }
  .step__body { padding-left: 18px; }
  .hero__actions { flex-direction: column; align-items: flex-start; gap: 8px; }
  .hero__actions .btn { width: 100%; }
}

/* ------------------------------------------------------------------
   Guided process walkthrough (Services "How the work is handled" + home)
   Without JS (no .wt-js on <html>): all five stages are listed and the tabs and controls are hidden.
   ------------------------------------------------------------------ */
.walkthrough { padding-block: clamp(56px, 8vw, 96px); }
.wt__intro { max-width: 46rem; }
.wt__lead { margin-top: 16px; color: var(--navy); font-size: 1.15rem; line-height: 1.6; }
.wt__secondary { margin-top: 6px; color: #3C5167; font-size: 1rem; line-height: 1.6; }
.wt__instruction { margin-top: 18px; color: var(--blue); font-size: 0.95rem; font-weight: 600; }
.wt { margin-top: clamp(28px, 4vw, 40px); }
.wt__tabs, .wt__controls { display: none; }

/* stage content (shared by both modes) */
.wt__stage { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: 24px clamp(28px, 4vw, 56px); align-items: start; }
.wt__kicker { margin-bottom: 8px; color: var(--blue); font-size: 0.8rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; }
.wt__label { color: #3C5167; font-size: 0.85rem; font-weight: 600; letter-spacing: 0.04em; }
.wt__title { margin-top: 6px; color: var(--navy); font-size: clamp(1.45rem, 2.4vw, 1.9rem); font-weight: 800; line-height: 1.2; letter-spacing: -0.01em; }
.wt__body { margin-top: 14px; max-width: 36em; color: var(--navy); font-size: 1.125rem; line-height: 1.7; }
.wt__aside { padding: clamp(20px, 2.5vw, 28px); border-radius: 12px; background: var(--pale); color: var(--navy); }
.wt__aside-title { font-size: 0.8rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--navy); }
.wt__covers { margin-top: 12px; display: grid; gap: 10px; }
.wt__covers li { display: flex; align-items: flex-start; gap: 10px; font-size: 1.0625rem; line-height: 1.5; }
.wt__check { flex-shrink: 0; width: 20px; height: 20px; margin-top: 2px; fill: none; stroke: var(--blue); stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; }
.wt__divider { margin: 18px 0 16px; border: 0; border-top: 1px solid var(--line); }
.wt__involve { margin-top: 8px; font-size: 1.0625rem; line-height: 1.6; }

/* no-JS fallback: a plain list of all five stages */
html:not(.wt-js) .wt__stack { display: grid; gap: 20px; }
html:not(.wt-js) .wt__stage { padding: clamp(20px, 3vw, 32px); border: 1px solid var(--line); border-radius: 16px; background: var(--white); }

/* interactive mode */
.wt-js .wt__kicker { display: none; }
.wt-js .wt__tabs { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 12px; margin-bottom: 16px; }
.wt__tab {
  position: relative;
  display: flex; flex-direction: column; align-items: flex-start; gap: 4px;
  min-height: 112px;
  padding: 16px 16px 20px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--white);
  color: var(--navy);
  font: inherit;
  text-align: left;
  cursor: pointer;
  transition: background-color 0.15s ease, border-color 0.15s ease, color 0.15s ease;
}
.wt__tab:hover { border-color: var(--blue); }
.wt__tab:focus-visible { outline: 3px solid var(--blue); outline-offset: 3px; }
.wt__icon { width: 26px; height: 26px; margin-bottom: 6px; fill: none; stroke: var(--blue); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.wt__tab-label { font-size: 1.05rem; font-weight: 700; line-height: 1.25; }
.wt__tab-sub { color: #3C5167; font-size: 0.88rem; line-height: 1.35; }
.wt__tab-mark { position: absolute; left: 16px; right: 16px; bottom: 8px; height: 4px; border-radius: 2px; background: transparent; }
.wt__tab[aria-selected="true"] { border-color: var(--navy); background: var(--navy); color: var(--white); }
.wt__tab[aria-selected="true"] .wt__icon { stroke: var(--white); }
.wt__tab[aria-selected="true"] .wt__tab-sub { color: #C9DCEF; }
.wt__tab[aria-selected="true"] .wt__tab-mark { background: var(--numeral); }   /* selected indicator beyond colour */

.wt-js .wt__panel {
  padding: clamp(24px, 4vw, 48px);
  border: 1px solid var(--line);
  border-radius: 20px;
  background: var(--white);
  box-shadow: 0 10px 30px rgba(23, 50, 77, 0.06);
}
/* all stages share one grid cell, so the panel keeps the height of the longest stage and the controls never move */
.wt-js .wt__stack { display: grid; }
.wt-js .wt__stage { grid-area: 1 / 1; visibility: hidden; opacity: 0; transition: opacity 0.18s ease; }
.wt-js .wt__stage.is-active { visibility: visible; opacity: 1; }

.wt-js .wt__controls {
  display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 16px 24px;
  margin-top: clamp(24px, 3vw, 36px);
  padding-top: 20px;
  border-top: 1px solid var(--line);
}
.wt__progress { display: flex; align-items: center; gap: 16px; }
.wt__indicator { color: var(--navy); font-size: 0.98rem; font-weight: 600; }
.wt__dots { display: flex; gap: 6px; }
.wt__dot { width: 8px; height: 8px; border-radius: 50%; background: var(--line); }
.wt__dot.is-active { width: 22px; border-radius: 4px; background: var(--blue); }
.wt__buttons { display: flex; gap: 12px; }
.wt .btn { font-family: inherit; cursor: pointer; }
.wt__next, .wt__cta { border: 0; }
.wt__back { border: 1px solid var(--line); background: var(--white); color: var(--navy); }
.wt__back:hover:not(:disabled) { border-color: var(--blue); color: var(--blue); }
.wt__back:disabled { color: #8A9AAB; cursor: not-allowed; }
.wt__next, .wt__cta { min-width: 168px; }
.wt__buttons [hidden] { display: none; }
.wt__note { margin-top: 20px; color: var(--navy); font-size: 0.98rem; font-weight: 500; }
.walkthrough .process__note { margin-top: 6px; }

@media (max-width: 1023px) {
  .wt__tab { min-height: 104px; padding: 14px 12px 18px; }
  .wt__tab-mark { left: 12px; right: 12px; }
  .wt__stage { grid-template-columns: 1fr; }
}
@media (max-width: 699px) {
  .wt-js .wt__tabs { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
  .wt-js .wt__tab:last-child { grid-column: 1 / -1; }
  .wt__tab { min-height: 0; padding: 12px 14px 16px; }
  .wt__icon { width: 22px; height: 22px; margin-bottom: 2px; }
  .wt__body { font-size: 1.0625rem; }
  .wt-js .wt__panel { padding: 20px 18px 22px; border-radius: 16px; }
  .wt-js .wt__controls { flex-direction: column; align-items: stretch; }
  .wt__progress { justify-content: space-between; }
  .wt__buttons { display: grid; grid-template-columns: 1fr 1.6fr; }
  .wt__buttons .btn { min-height: 52px; min-width: 0; }
}
@media (prefers-reduced-motion: reduce) {
  .wt__tab, .wt-js .wt__stage { transition: none; }
}